Live Market Data

Hamilton & Burlington Market Pulse

The borrowing-cost picture that actually moves the market — live from the Bank of Canada, updated daily.

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from the Bank of Canada

Hamilton housing snapshot

Bank of Canada policy rate

The Bank of Canada's policy rate is its main lever — it moves variable mortgage rates directly. Shown back to 2016 — hover (or tap) for any month.

What this means for you. When the Bank of Canada cuts its policy rate, variable mortgage rates move almost immediately. Fixed rates instead track the 5-year bond yield above. See what today's numbers mean for your monthly payment in the mortgage calculator, or weigh renting against owning with the rent-vs-buy calculator.

What about local home prices?

We don't post a live local price ticker here — there's no public, real-time feed we'd trust enough to put your decision on. The honest read on what's happening on your street is recent comparable sales. Gerald will pull them for your exact neighbourhood, free and with no obligation. For the bigger-picture trend, read When the Market Slows →

Get my free home valuation →

Sources: Bank of Canada Valet API (rates, updated daily; posted/variable are indicative, not an offer of credit — the "est." figures use typical spreads). Hamilton housing: StatCan New Housing Price Index (new-build, monthly) & CMHC average rents via StatCan (annual). BoC decision date is the published schedule — confirm at bankofcanada.ca.